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What’s There in the Fine Print of Your Life Insurance Policy?

Buying a life insurance cover is one of the smartest financial decisions of life. You can avail the benefit of very low insurance premiums if you buy at an early age. Also, life insurance policies may...

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Best Ways to Consolidate Your Credit in 2018

The word credit generally means the trust, which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately. S/he instead...

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What Drove Amazon Stock Higher in 2017?

Nowadays, most retailers are moving their businesses online, but no one does e-commerce quite like Amazon! The company began as a humble online bookstore, but is now one of the largest online retailers...

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How Data Science is Used in Fintech (Financial Technologies)

Financial technology, popularly referred to as FinTech, is one of the fastest growing areas in technology innovation and is a favourite for venture capitalists. Fintech refers to a set of technologies...

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How to Calculate Option-adjusted Spread (OAS) of a Bond

Option adjusted spread is a measure of the credit risk in option-embedded bonds such as callable and putable bonds. As the name explains, it is the spread after adjusting (removing) the option from the...

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7 Essential Things You must do Before you get Married

Neither a man nor a woman is perfect or complete without the other and hence, no marriage or family, no ward or stake is likely to reach its full potential until husbands and wives, mothers and...

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Do You Understand What an IVA Is?

IVA stands for Individual Voluntary Arrangement. It is an arrangement you come to with your creditors when you cannot sustain payments for the level of debt you have. This can happen for many different...

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New Course – Credit Risk Modelling in R

We are pleased to announce the addition of a new course – Credit Risk Modelling in R – to our growing library of courses on Data Science for Finance Professionals. Course: Credit Risk Modelling Learn...

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What is Regularization in Data Science – Lasso, Ridge and Elastic Net

While building a model in data science, our goal is to fit the model to our data in such a way that the model learns the general pattern/trend in the data. However, this doesn’t always happen. In some...

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WELLINGTON CAPITAL GROUP INSIGHTS: 2018 YEAR OF THE DOG

The best way to predict the future of investments and markets is through meticulous research and hard data analysis. Astrology, while silly to many, offers a fresh and fun perspective and Wellington...

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Helpful Tips on DasCoin and Other Altcoins

Several Valuable Tips on DasCoin and Other Altcoins Making a mistake is never an option when dealing with any kind of financial asset. Making bad decisions in the crypto world will surely leave you...

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Terms and Conditions Enhanced by Books run

Books run always aiming to offer the best services to its clients especially the students. Therefore, to ensure it achieves this it must make sure it uses all means to ensure that the used books...

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YIELD MANAGEMENT INC. TOKYO, JAPAN REVIEW

March 2018: Rising Interest Rates The word inflation is regular topic now in the business news. Economic indicators show it’s gradually  rising in the United States which will have ripple effects...

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Concept of Cryptographic Currencies and its Usage

Cryptocurrencies which are built on Cryptography is a form of digital asset that is primarily designed to form secure and anonymous transactions to track both the purchase and track orders. There are...

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5 Ways Renting a Shipping Container Can Benefit You Financially

For most home and business owners, finding a way to store and ship items with ease is a must. With all of the different storage and shipping methods out there, selecting the right one will require a...

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What is Bond Laddering Strategy for Investment

Bond laddering is a powerful investment strategy especially for investors who depend on their investments for income on a regular basis. This applies to investments in various fixed income instruments...

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Difference Between Model and Algorithm

One common problem while working with beginners in data science is the confusion about what is a model and what is an algorithm. In this article, I will try to explain the difference between a model...

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Buying a Home? 5 Reasons Why a Home Inspection is Critical

Purchasing a new home is both an exciting and scary phase of life, with increased chances of overlooking the importance of having a home inspection done. Before asking how long does it take to close on...

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How to Manage Your 401(k)

401(k) is a qualified pension plan in the United States sponsored by the employers with the goal of helping employees save for their retirement. For every pay period, the employee’s 401(k) contribution...

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Pros and Cons of Being a Freelancer and an Owner/Operator of a Semi Truck

It wasn’t too long ago that people checked the want ads in the local newspaper for a job. Today, however, with the world wide web and advancements in technology, many people are walking away from the...

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