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Career Path for Forensic Accountants

Hi I am Ted and I blog at Forensic Accounting (www.forensicaccounting.org.uk). I am glad to be guest posting for Finance Train. It has been a blog I have been following quiet religiously while taking...

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American Depositary Receipts (ADRs)

American Depositary Receipts (ADRs) offer the issuing company access to the US capital market and at the same time provide investors in the US with a convenient way to directly invest in international...

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Global Depositary Receipts

Global Depositary Receipts (GDRs) give issuers exposure to the global markets outside their home market. Depositary receipts are negotiable certificates issued by a bank to represent the underlying...

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How to Buy Shares

Shares are one of the most important and lucrative investment classes. Some of the richest people in the world have created their wealth by investing in stock markets. While the creation of wealth is a...

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Call Option Payoff

A call option is the right, but not the obligation, to buy an asset at a prespecified price on, or before, a prespecified date in the future. An investor can take a long or a short position in a call...

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Put Option Payoff

A put option is the right, but not the obligation, to sell an asset at a prespecified price on, or before, a prespecified date in the future. Long Put The payoff diagram of a put option looks like a...

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The Accounting Equation

Businesses exchange items of equal value, real or perceived. Imagine that an exchange is like balancing a scale: the left side goes down (a service is given) and the right side reacts (cash is...

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How to Calculate Annualized Standard Deviation

A stock trader will generally have access to daily, weekly, monthly, or quarterly price data for a stock or a stock portfolio. Using this data he can calculate corresponding returns from the stock...

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How to Calculate Degree of Operating Leverage

Operating leverage arises when a firm has fixed operating costs in its income stream. The presence of operating leverage magnifies the effects of changes in sales to the firm’s operating earnings,...

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Degree of Financial Leverage

Financial leverage arises when a firm has fixed financing costs in its income stream. The presence of financial leverage magnifies the effects of changes in sales to the firm’s net earnings. Sources of...

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Degree of Total Leverage

Using the formulas for Degree of Operating Leverage (DOL) and Degree of Financial Leverage (DFL), we can calculate the degree of total leverage (DTL) for the firm as follows: In the above formula, you...

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The Pros And Cons Of Structured CDs

The stock market has been on quite a ride this year, with the DJIA up over 22% to date. On the other hand, we all remember the dark days of the banking crisis, and are perhaps wary of another period of...

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Common Automobile Insurance Myths

Many insurance policies can be quite confusing sometimes. There are tons of options, terms and conditions and a policy holder can easily get lost in all of them. Moreover, every state has its own...

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Emerging Markets: 5 Best Countries to Invest in Today

Turning to emerging markets is a good foreign investment strategy because these markets have the biggest potential for growth. Yes, there is always risk, but a fast growing economy is a good indicator...

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Why Switching Banks is Sometimes a Good Idea

It is surprising that a majority of bank account owners do not think to switch current account at any point in their lives. They are happy with their routine, and see no reason in switching things up...

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Trading Forex – Your Way

When investors are looking for the right place to put their money to work, there are many choices of varying degrees of risk and potential reward. You can invest in stocks, bonds, money instruments,...

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Stock Evaluation Spreadsheet

Our user Jim Grant has created a very useful stock evaluator spreadsheet and has shared it with the Finance Train Community. You can download the spreadsheet from the link below: Stock Evaluator...

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Forex Webinars

Webinars have become very popular of late but not everyone understands what they are and how they are used. What is a webinar? Webinars, sometimes termed web conferencing or online workshops, refers to...

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Create Financial Dashboards Using Excel PowerPivot

Microsoft Excel has always been the spreadsheet software of choice for organizations around the world to perform financial analysis and generate all kinds of reports. In fact you can safely say that...

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Changes to the PRM Exam

Effective January 1, 2014, PRMIA has made some significant changes to the way the PRM exams can be taken by students. These changes are summarized below: Exam Dates Earlier students could enrol and...

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